Armour Insurance
Running an optometry practice comes with unique risks, and having the right insurance coverage is essential for safeguarding your business. The Eye Care Collective Insurance Program is designed exclusively for our members, providing comprehensive protection at competitive rates. By partnering with Armour Insurance, we’ve created a streamlined solution that offers flexibility, affordability, and peace of mind.
Exclusive Benefits
- Comprehensive Protection at Fair Pricing – Get insurance tailored to your clinic’s needs, with rates based on revenue and contents rather than just square footage.
- Multi-Location Discounts & No-Penalty Flexibility – Save more when insuring multiple locations and enjoy the freedom to cancel anytime without penalties.
- Easy Enrollment & Expert Support – Benefit from a simple application process and dedicated specialists ready to assist with coverage, claims, and policy reviews.
Review the Practice Handbook for more details!
Apply now and gain peace of mind knowing your business is covered by a trusted, member-driven solution.
FAQs
Pricing is based on key business factors, including:
- Yearly revenue
- Value of contents
- Required liability limit
- Building details (if applicable)
No, you can transition at any time. If your current policy expires later, our team can help determine the best time to switch.
The Armour Insurance team will issue certificates upon request. Email karim@armour-insurance.com or thuan@armour-insurance.com with details.
Eye Care Collective will issue an invoice for your policy cost.
A dedicated claims service line is available. We’ve also partnered with Winmar Restoration, which has over 90 locations across Canada, to assist with property-related claims.
Yes! The Armour Insurance team can provide a detailed review comparing your coverage, terms, and pricing. Send copies of your current policy to karim@armour-insurance.com or thuan@armour-insurance.com
Premiums are not expected to rise unless multiple claims are filed. However, industry-wide events like natural disasters may impact rates. A standard 2–3% annual adjustment may apply for inflation.
Yes! Some insurers offer discounts if you agree to a soft credit check, which does not impact your credit score.
The WMB team can assess your needs, including:
- Tenant improvements
- Business interruption coverage
- Contents & inventory
- Property (if you own your location)
